You purchase a coffee shop that you plan to sell after 5 years. The shop is old. Furniture and other equipment will wear out and need to be replaced or repaired on a regular basis. You estimate that these expenses will total at the end of each year $4,000 (year 1), $8,000 (year 2), $5,000 (year 3), $4,000 (year 4), and $3,000 (year 5). You invest a lump sum in a bank account that pays 5% interest. What is the amount of money you need to put in the account?