You purchase a cruise, as motivation, for your graduation in 4 years. The cruise line requires you to pay 20% of the total price as a security deposit upon purchase. You then pay $170 per month for the next 4 years, with an additional annual interest rate of 0.85%, compounded monthly charged on the remaining balance. How much extra money were you required to pay by not purchasing the cruise outright? You purchase a cruise, as motivation, for your graduation in 4 years. The cruise line requires you to pay 20% of the total price as a security deposit upon purchase. You then pay $170 per month for the next 4 years, with an additional annual interest rate of 0.85%, compounded monthly charged on the remaining balance. How much extra money were you required to pay by not purchasing the cruise outright