You purchased $1,900$ shares of the New Fund at a price of $$15$ per share at the beginning of the year. You paid a front$-$end load of $5\%.$ The securities in which the fund invests increase in value by $10\%$ during the year. The fund's expense ratio is $2\mathrm{.}1\%.$ What is your rate of return on the fund if you sell your shares at the end of the year? $($Do not round intermediate calculations. Round your answer to $2$ decimal places.$)$