You purchased a new car, taking out a $5$ year loan with monthly payments and an annual interest rate of $5\mathrm{.}4\%.$ Year$($s$)$ later, you decide to pay down the remainder of the car loan before the $5$ years are over. How much will you need to pay if you've owned the car for $(1,2,3,$ and $4)$ years

Loan Value is $$30,000$