You purchased some shares in Bandicoots R Us on 06 November 2022, at price $67.78. On 10 March 2023 (124 days later), Bandicoots R Us paid a dividend of $1.02. The price of the shares on 10 March 2023 was $67.01. Finally, on 02 July 2023 (114 days after the dividend), you sold the shares for $66.18. What was your effective annual return over the time you owned Bandicoots R Us?