You purchased vehicle insurance, the conditions are following. First of all, there is no fee paid if you hit others on purpose. Secondly, the maximum paid of this contract is $10,000. Thirdly, any fees below $800 should be covered by the customers first. Fourthly, there is a copayment requirement rate of 25%. If you had an accident and caused a loss of $14,000. How much can you get from the insurance company, please state your calculation process.