You randomly choose an undergraduate student from a large state university. Let E be the event that the student is male, let F be the event that the student is an in-state student, and let G be the event that the student is at least 20 years old. If these three events are probabilistically independent, and if P(E) = 0.48, P(F) = 0.72, and P(G) = 0.55, which of the following is true (to the nearest three decimals)?

a. P(student is an out-of-state male at least 20) = 0.060

b. P(student is an out-of-state female younger than 20) = 0.168

c. P(student is an in-state male younger than 20) = 0.156

d. P(student is an in-state female younger than 20) = 0.156