You read in The Wall Street Journal that 30-day T-bills are currently yielding 5.8%. Your brother-in-law, a broker at Safe and Sound Securities, has given you the following estimates of current interest rate premiums: Inflation premium=3.25% Liquidity premium=0.6% Maturity risk premium=1.85% Default risk premium=2.15% On the basis of these data, Compute the real risk-free rate of return