1. You receive a panicked call from Peegee Bank, one of your clients. They have been presented with a check drawn on a depositor's account. They are having a bird because a rather skillful calligrapher has etched the terms of the check on the side of a gerbil. What questions do you ask to determine if it is a negotiable instrument ? Ok, we know that the gerbil is irritating the client. Should it, from the standpoint of negotiability ?