You regularly play the megabucks lottery. Should you win the big prize, you would need to choose between a lump sum payout today or a series of yearly payments over time. Assuming that all other factors are equal,to maximize your economic benefit, what do you need to help you make this determination. Future value of annuity table and discount rate Present value of annuity table and discount rate Present value table of single payment and the risk- free rate of return that you can earn Present value table of single payment and the risk- free rate of return that you can earn