You run a construction firm. You have just won a contract to build a government office complex. Building it will require an investment of $10.2 million today and $4.5 million in one year. The government will pay you $20.2 million in one year upon the building's completion. Suppose the interest rate is 10.3%.

a. What is the NPV of this opportunity?

b. How can your firm turn this NPV into cash today?