You run a small business selling homemade candy and fudge. Because you are so busy making your homemade goods, you hire your former roommate to handle your finances. Your former roommate writes the checks for your signature but does not have signature authority at the bank. Each month, you review the income statement provided to you by your former roommate and you look over the bank statements briefly. Nothing seems unusual to you. After a year, your former roommate disappears. When you look closely at the bank statements, you begin to see a pattern of 3-4 checks written monthly for approximately $3,000 each. Those checks were written to the same 3-4 "suppliers" but those suppliers were not real. Instead your former roommate was preparing checks for fake companies and was signing your name to them (instead of having you sign them). Discuss whether you can require the bank to recredit your account for the stolen money.