You set-up an investment account with Vanguard for your retirement and you invest in small- cap index fund. You commit to send a monthly payment of $300 to your investment account. Assuming that you will be sending these payments at the beginning.of each month for the next 30 years, and that your investment will earn an average of 13% annual return, how much will you have in your investment by the time you retire? 1) $1,203,446.06 2)$1,253,881.62 ) $1,295,054.49 4) $1,326,194.06