You want to borrow $200,000. Three banks will loan you the money under the following terms: Bank A: 6.037% with monthly compounding; Bank B: 5.974% with weekly compounding; Bank C: 5.956% with daily compounding. From which bank should you accept a loan? (Assume 12 months, 52 weeks, and 365 days in the year)

Answer by entering, in percent to four decimals, the effective rate for the bank whose loan you should accept.