You want to buy a house that costs $1,063,174.24, but all you can afford to pay on a bi-monthly mortgage for the house is @2913.48 for 21 years. The bank quoted you a mortgage rate of 3.35%. To buy this house without putting any money down or having a balance owing at the end of the mortgage, you would have to get the bank lend you money at a lower rate. What rate would they have to quote you to make this work?