You want to buy a new sports coupe for $79,500, and the finance office at the dealership has quoted you a 6.1 percent APR loan for 72 months to buy the car. What will your monthly payments be? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16)) Monthly payment $ What is the effective annual rate on this loan? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16)) Effective annual rate %