You want to buy a used Dodge Dart in 2 years when you graduate. The price of the car now is $4986.15, but you have read that the price will drop by 5% per year during the next 2 years. If you will be able to get a 4 year loan at 14.9% annual interest with monthly payments, how much will the monthly payments be when you purchase the car 2 years from now?