You want to buy home for 400000$.But your cash down payment is 50,000$.You will need to borrow 350,000 from the bank.Mortage 30-year fixed rate is 6.15% (compounded monthly)bank will help you extend rate based on your credit history.

1)Find monthly mortage payment

2)find loan after 2 years(after 24th payment been made)payments were made every preceding month