You want to close your bakery, which earns $100,000 per year, to open a Crossfit gym called Odd Flex. Interest is currently 4%. You plan to keep your business running for 10 years (regardless of whether its a bakery or gym). It would cost $150,000 to switch the business over today. If the Crossfit gym can earn $160,000 the first five years and $80,000 in the last five years, should you switch over to a gym?