You want to deposit an equal amount of money every year at the end of each of the next 30 years into an account that pays 6.5% annually compounded interest, in order to be able to retire comfortably. During your retirement years, you want to have the ability to withdraw at the end of each of the 15 years, the amount of $32,000. During your retirement years, you will keep your money in an account that earns 3% annually compounded interest. What should be your annual deposits during your working years?