You want to have $4.9 million when you retire 27 years from now. You think you can average a 8.2 percent retum on your investments, To meet your goal, you are trying to decide whether to deposit a lump sum today, or to wait and deposit a lump sum 3 years from today. How much more will you have to deposit as a lump sum if you wait for 3 years before making the deposit? $155,639.96$154,894.51$155,032.21$154,286.76