. You want to have $68,000 in your savings account 11 years from now, and youre prepared to make equal annual deposits into the account at the end of each year. If the account pays 6.30% interest, what amount must you deposit each year? 9 . If the local bank offers you a $66,000, five - year term loan with an annual interest rate of 7.5%. What will your annual loan payments be?