You want to help your sister out and are willing to invest in her business, but you also realize it is more risky than a high grade diversified fixed income investment fund and you want to earn a premium for taking on risk. You believe your return from here should be $10\%,$ which is a $2\%$ risk premium above the expected you expect to earn in the diversified fixed income mutual fund. What is the minimum annual amount you should agree to$?$