You want to withdraw $11,000 per month for 30 years when you retire, then you expect to pass on. You plan to retire in 40 years, and expect to earn a 10.2 percent return until then. You will make monthly deposits to fund your retirement account. Immediately after you make your last deposit, you plan to withdraw $50,000 to take an around the world trip. You also wish to leave your grandchildren $1,000,000 when you pass on. You will earn a 6.2 percent annual return after you retire. What is the monthly deposit you must make in order to achieve your financial goals?