You wanted to accumulate $20,000 in 5 years from now and you decided to deposit 5 deposits with same amount at end of each year for 5 years, starting 1 year from now. If the real rate is 4% per year and expected inflation rate is 3% per year. How much minimum you need to deposit each year to reach your goal? 3,349 4,000 3,470 O 3,653