You were in a car accident and you received an insurance settlement of $$5,000$ per year for the next three years. The first payment is to be received today. The second payment is to be received one year from today, and the third payment two years from today. If the interest rate is $6\%,$ the present value of the insurance settlement is

Question $7$ options:

$$15,000\mathrm{.}00.$

$$13,157\mathrm{.}98.$

$$14,166\mathrm{.}96.$

$$13,365\mathrm{.}06.$