You will receive $225 a month for the next eight years from an insurance settlement. The interest rate is 7 percent compounded monthly for the first three years and 9 percent compounded semi-annually (quarterly) for the final five years. What is this settlement worth to you today? You will receive $225 a month for the next eight years from an insurance settlement. The interest rate is 7 percent compounded monthly for the first three years and 9 percent compounded semi-annually (quarterly) for the final five years. What is this settlement worth to you today