You will receive $$500$ every $6$ months for $20$ years. The market interest rate is $7\%.$ What is the PV of your CF stream?

You will receive $$250$ every $3$ months for $20$ years. The market rate is $7\%.$ What is the PV of your CF stream?

You will receive $$80$ every month for $20$ years. The market rate is $7\%.$ What is the PV of your CF stream?

You will receive $$1000$ every year for $20$ years. The PV of your CF stream is $$10,000.$ What is the market interest rate?

You will receive $$500$ every $6$ months for $20$ years. The PV of your CF stream is $$10,000.$ What is the market rate?

You will make annual payments to paydown your $$20,000$ loan over $10$ years. The market rate is $6\%.$ What payment do you need to make? You will make monthly payments to paydown your $$30,000$ car loan over $5$ years. The interest rate is $5\%.$ How much will you pay each mon

You graduate college and have $$35,000$ in student loans. The rate on your loans is $5\mathrm{.}4\%.$ The loan originator offers to allow you to make payments as low as $$200$ per month.

You pay $$200$ per month for $10$ years. How much do you still owe?

How much have you put it$,$ in dollars, after $10$ years?

How many years will it take you to repay the loan at this rate?

You want to pay off the debt in $10$ years, max. What payment will you need to make?

Assume you earn $9\%$ on your investments. If you invest $$100,000$ for your retirement at age $30,$ how much will you have at age $65?$ How much will you have if you start at age $40?$

Assume you want to have $$160,000$ saved for your newborn twins education. They'll begin college on their $18$th birthday. You make your first deposit on their $1$st birthday, putting away the same dollar amount each year. If the college fund earned $8\%,$ how much will you need to save each year to reach your goal?

Suppose just before their $10$th birthday, you decide to increase your goal to $$200,000$ to help them with graduate school. How much is needed each year from this point forward to reach the new goal?

What are the Present Values of the following streams of Cash Flows discounted at $10\%$ annually?

You have a balance of $$5000$ on your credit card, which charges $18\%$ interest $($per year$).$ You figure you can make the following monthy payments. Will it be enough to pay off your card?

$\backslash$table$[[$Month$,$Payment$],[1,500],[2,550],[3,600],[4,650],[5,700],[6,750],[7,800],[8,850]]$

You purchased a new car, taking out a $5$ year loan with monthly payments and an annual interest rate of $5\mathrm{.}4\%.$ Year$($s$)$ later, you decide to pay down the remainder of the car loan before the $5$ years are over. How much will you need to pay if you've owned the car for $,$ and $4)$ years

Loan Value is $$30,000$

After your lifetime success, you wish to bequeath a perpetuity to your favorite niece. The first payment will occur $1$ year after you die and will be equal to $$25,000.$ Each year after that, the payment will grow by $3\%$ at a constant rate. The market interest rate is $12\%$ per year.

If you die today, what is the present value of the bequest?

What is the value of the bequest immediately after the first payment is made.

You borrow $$300,000$ at $5\mathrm{.}8\%$ for a mortgage on a house, but you don't feel comfortable making payments larger than $$1600$ per month. The mortgage lender agrees to allow you to pay $$1600$ per month, then make a balloon payment at the end of the $30$ year loan to cover any additional costs.

What is the value of the balloon payment

What dollar amount have you paid on the house?

How much should be paid monthly to pay down the entire loan in $30$ years?