you will submit a draft of the retirement planning and recommendations sections of the final project. Asses the financial planning services that address the client's needs beyond investment advice. What products related to retirement and providing for dependents might be of interest to the client? What budgeting strategies should the client consider to ensure retirement at the target lifestyle level? Then, based on your analysis above, suggest a mix of financial products and other strategies to help the client maximize profit and meet needs within his or her risk tolerance. Suggest an asset allocation option, composed of diverse asset types, for the client to consider, using clear, client-focused language, pie charts, and specific risk and return measures to make your case. Finally, what are your overall recommendations and conclusions for the client?