you win a judgement in an auto accident case for $115,000 you immediately receive $20,000 but must pay your lawyer's fee of $15,000 in addition you will receive $3,000 a year for 20 years for a total of $60,000 after which the balance owed $35,000 will be paid if the interest rate is 7% what is the current value of your settlement? use appendix b and appendix d to the question round your answer to the nearest dollar