You win a judgment in an auto accident case for $$97,500.$ You immediately receive $$25,000$ but must pay your lawyer's fee of $$20,000.$ In addition, you will receive $$3,500$ a year for $15$ years for a total of $$52,500,$ after which the balance owed $($$$20,000)$ will be paid. If the interest rate is $7$ percent, what is the current value of your settlement? Use Appendix B and Appendix D to answer the question. Round your answer to the nearest dollar.

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