You win the lottery and are given the option of receiving a lump sum payment today of $200,000, or an annulty of $20,000 at the end of each year for 30 years. Which of the following is correct? (Ignore taxes.) You will always choose the lump sum payment regardless of interest rates. O Comparing the future value of the two alternatives will lead to a different decision than you will reach from a comparison of the present values. O You will choose the lump sum payment if the interest rate is 8%. You are indifferent between the two if the interest rate is 0%. O You will choose the annuity if the interest rate is 10%