You win the lottery and have to choose from one of four payment options. In order to maximize the net present value of your winnings, which option should you take? The annual opportunity cost of capital is 14%. Please show all working

1) $400,000 awarded today

2) $900,000 paid in 10 years

3) $15,000 paid quarterly forever with the first payment in one quarter

4) $25,000 paid every six months forever and growing at a rate of 2.5% every six months where the first payment is made six months from today