You wish to buy a $10,000 dining room set. The furniture store offers you a three-year loan with an 11 percent APR. What are the monthly payments? (Round your answer to two decimal places.) Question 10 10 pts Phoebe realizes that she has charged too much on her credit card and has racked up $5,000 in debt. If she can pay $250 each month and the card charges 20 percent APR (compounded monthly), how long will it take her to pay off the debt, in months? (Round your answer upwards to the nearest whole number of months and do not use decimals. For example, 9.6 months rounds to 10 months.) Hint: How is this like an annuity