You wish to buy a $$9,200$ dining room set. The furniture store offers you a $3-$year loan with an APR of $7\mathrm{.}2$ percent. What are the monthly payments? $($Do not round intermediate calculations and round your final answer to $2$ decimal places.$)$

Payment

per month

How would the payment differ if you paid interest only? $($Do not round intermediate calculations and round your final answer to $2$ decimal places.$)$

Payment per month