You wish to have $200,000 at the end of twenty years. In the last five years, you withdraw $1,000 annually. During the middle ten years, you contribute $500 annually. Given this information, determine the initial deposit that has to be made at the end of each of the first five years at an interest rate of 4%. (This is a challenging question, don't go overtime on it.) Select one: A. $23,056.65 B. $12,056.65 C. $21,056.65 D. $10,056.65 E. $20,309.89