You wish to have $400,000 at the end of twenty-five years. In the last ten years, you contribute $1,000 semi-annually at a rate of 5.8% compounded monthly. During the middle ten years, you withdraw $750 quarterly at a rate of 4.5% compounded annually. Given this information, determine the initial deposit that has to be made at the start of the first five years at a rate of 4% compounded monthly. (SHOW HOW TO CALCULATE ON CALCULATOR) NOT BY THE FORMULA

A. $115,150.00

B. $120,150.00

C. $125,150.00

D. $130,150.00

E. $135,150.00