You work for your company 32 years. When you retire with a defined benefits plan, you retirement payments. . .

	a.	Your payments would be based on how much you have contributed each month from your own paycheck.
	b.	You will continue to receive the full salary that you were making that last year you worked.
	c.	You will receive about 60 to 80% of the average of your three highest earning years
	d.	Will continue to get salary increases throughout your years in retirement.

At age 25, Harriett invests $2,000 a year at an average rate of return of 6 percent. Approximately how much will she have by the time she is 65?

	a.	$250,000
	b.	$486,000
	c.	$10,000
	d.	$309,000
	e.	$100,000