You work hard and continue saving money until you have a robust savings account of $20,000. You know you will need a car soon, but are not sure whether to purchase now or in another year. You will put 10% down on the car and finance the rest. As you evaluate your decision, you read a headline in a local newspaper "Fed responds to sluggish economy with plans to lower the discount rate by several percentage points over the next 12 months." What is the liicely effect of the Fed's actions? a. No change because the discount rate is not a tool used by the Fed to control money supply t. Your loan will be cheaper in 12 months, but if the economy picks up car pricing might be higher C. The money supply will drop due to the change in discount rate d. Getting a fan now will be cheaper than getting a loan in 12 months