You work in the lending department and are comparing two mortgages. One is a fully amortizing loan while the other is negatively amortizing. Besides the difference in the monthly payments, the loans have the same terms. Loan amount is $325,000, interest rate is 3.42%, amortized over 20 years, and a prepayment penalty of 1.5% of the balance of the loan when it is prepaid. If the negatively amortizing loan has a monthly payment of $625, then what is the difference in principal payment between the two loans on the 11th payment.

A. 1,600.26

B. 1,634.12

C. 1,282.52

D. 1,502.47

E. 1,569.47