You would like to contribute to a savings account over the next three years in order to accumulate enough money to take a trip to Europe. Assume an interest rate of 16%, compounded quarterly. How much will accumulate in three years by depositing $520 at the end of each of the next 12 quarters? Note: Use tables, Excel, or a financial calculator. Round your final answers to nearest whole dollar amount. (FV of $1, PV of $1, FVA of \$1, PVA of \$1, FVAD of $1 and PVAD of $1 )