You would like to have $$3,500$ saved in four years for a down payment on a car. How much do you need to deposit today to have $$3,500$ in four years if the bank is offering $4\%$ interest on deposits? LO$4$

$$4,094\mathrm{.}51$

$$2,832\mathrm{.}31$

$$2,126\mathrm{.}00$

$$2,991\mathrm{.}81$