You would like to set up an account to partially support your ailing parents for the next 20 years. If the account earns 12 percent compounded monthly, how much would you have to deposit today if your parents wanted to receive the $2,000 payment at the beginning of each month? 1) $181638.83 2) $183,455.22 3) $199,999.99 4) $279.161.54 5) $280,557.35