You would like to travel around the world in a sailboat for 2 years, leaving 5 years from now. One year before you leave, you will purchase the sailboat at an expected cost of $150,000. During the pre-trip year, you will learn how to sail the boat. Once the trip is under way, you forecast that your monthly expenses will be $2,200, payable at the start of the month. In addition, you would like to have an emergency fund of $45,000 available on the day you depart. How much do you need to save every month-end for the next five years if you can earn an effective annual interest of 6%? - with steps please