Your 6% monthly APR, 36-month car loan requires monthly payments of $600 at the end of each\ month. The first payment will be made in 1 month. Immediately after making the 10th payment,\ you realize that you cant afford the car. Your friend Justin offers to take over making the payments\ if you, in return, give your friend the car.\ (a) [5 marks] Calculate PV of your future payment, immediately after making the 10th payment.\ (b) [5 marks] If the car is worth $15,000 on the open market, after you make the 10th payment, is\ this a good deal for you with Justin?