Your action plan is how you will get out of debt. What is your debt reduction strategy? How long will it take for you to get out of debt (Most importantly, what are your views and goals on future debt?

Consumer Joann Strater-Installment Credit versus Revolving Credit

This is your strategy for how you will handle consumer loans including auto loans

Will you use consumer and auto loans?

What is your strategy for Installment Joans other than auto loans like mortgages?

What is your strategy for revolving credit lines like credit cards?