Your aunt has agreed to loan you some money so you can sign up a medical training course today. The loan amount is provided 100 000. Because you are her favourite nephew, she has agreed to loan you the money at a below market 5% interest rate. She has also agreed to a grace period of 4 years during which time no payments will be due. Your first payment is due exactly 5 years from today and you will have to make payments at the end of each year to repay the loan. The payments are all equal. a) What is the future value of the loan at the end of 4 years? b) Assume a repayment period is given 10, what is the size of each instalment to repay your aunts loan?