• your aunt wants to help you pay for your college education with an annual cash gift to be paid over the next 4 years. her gift will start one year from now with a deposit of 6,100 into your savings account. each year after her deposits will grow at an annual rate of 4% until her last deposit is made 4 years from now. your college savings earn a rate of 6.8% apr compounded annually. what is the value today of your aun'ts gift?
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