Your bank has offered you a loan of GH100,000 at 20% per year compounded quarterly. The loan, plus interest is to be repaid in full in 3 years. To avoid default, you plan depositing an equal amount at the end of each year into a savings account that pays interest at 12% per year. a. What is the total amount you will have to pay the bank at the end of the loan period? b. What is the equal amount you should deposit into the savings account in order to fulfil the loan obligation at the end of year three? c. Provide a sinking fund schedule for the accumulation of fund in the savings account towards paying down the loan at the end of year 3.