Your bank offers 3-year certificates of deposit with a stated rate of interest of 13.80 % p.a., compounded quarterly. Your cousin (who works at Acme Bank and Trust, a competitor) wants to know what stated rate of interest you would require from them in order to switch your business to their bank. Acme's CD's are compounded on a monthly basis. What is the minimum stated interest rate you should ask for from Acme in order to make you indifferent to switching? Round your answer to 2 decimal places and enter your answer as a percent, but without a percent sign. For example, enter 25.48632% as 25.49. Your